- Home Owners
- Farm Owners
- Liability (property & personal)
- Rental Property
- Farm Property
- Renters
- Landlords
- Inland Marine
- Mobile Home Owners
- Church, School & Community Property
All applications for insurance coverage are received from our member agents. The risk is inspected, underwritten, issued and billed from our office at 515 Grand Avenue in Spencer, Iowa.
Clay Mutual's reinsurance partner has been Grinnell Mutual Reinsurance Company for over 65 years.